Customers, employees and shareholders are equal partners for us. Our goal is to deliver the highest possible added value in a balanced way to each of our stakeholders: Our customers by providing high-quality services in a socially responsible manner; Our employees by providing them with job security, a fair remuneration linked to effort and results and all this in a good working environment and social climate; Our shareholders by providing a return on capital employed that is in line with the market. We want to be a bank that is there for individuals, independent entrepreneurs and SMEs. We do this by being close to our clients and always pursuing personal contact. Our products are simple and transparent. We keep an eye on future developments in our sector and ensure that we are technologically up to date.